Uber has changed the way we travel. With just a tap on your phone, you can request a ride within minutes, making it incredibly convenient. Despite its convenience, risks still exist. Accidents can happen, and passengers could end up injured.

In this article, the most common injuries in Uber-related accidents, who may be liable for damages, as well as the legal process for compensation.

Common Uber Injuries

When riding in an Uber, a wide range of injuries, especially during collisions or accidents. Some of the most common injuries that occur include:

Neck Injuries: This neck injury is common in rear-end collisions, resulting in pain and stiffness. The symptoms may take time to surface.

Bone Injuries: High-impact accidents can lead to broken arms, legs, and ribs. Such injuries often require long recovery periods and surgery.

Head and Brain Injuries: Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition and health for a long time.

Back and Spinal Cord Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. These types uber injury protection of injuries often need extensive medical intervention.

Soft Tissue Injuries: Soft tissue injuries like sprains and strains are common in car accidents. Despite being "minor," they can cause considerable pain and complications.

Deep Cuts and Wounds: Shattered glass or other debris from an accident may lead to severe cuts. Some of these wounds may require stitches or surgical repair.

Determining Liability in Uber Injury Cases

Understanding who is liable in an Uber injury case is often complex. Various individuals and entities could be held accountable. The responsible party could be the Uber driver, another vehicle, or someone else.

The Uber Driver: Uber drivers can be held liable if they were negligent or reckless. Examples include speeding, DUI, or violating traffic rules.

Another Motorist: When another driver causes the accident, they may be held responsible.

Uber as a Company: Uber may be liable in certain situations through its insurance policies. Uber offers up to $1 million in liability coverage during active rides.

Third-Party Liability: Sometimes, accidents result from external factors like road hazards or defective parts. Liability could extend beyond drivers, requiring investigation into other causes.

What Uber’s Insurance Covers in Accidents

Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.

Driver Offline: If the Uber driver is not using the app, they must rely on personal coverage.

Driver Online Without Passengers: During this phase, Uber’s coverage includes $50,000 for injury liability per person. This includes up to $50,000 per person for injuries and $25,000 for property damage.

Active Uber Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.

Filing a Legal Claim After an Uber Accident

In severe injury cases, legal action might be the best option if insurance fails. The legal process can help victims recover lost wages, medical expenses, and damages.